Stylized illustration of three leaves in shades of white and light blue on a black background.

Panel Discussion | July 21 at 11:00 AM ET

How does Carrum compare to traditional insurance?

Carrum patients have no deductible or copay, eliminating patient bad debt. Compare the estimated revenue from one patient reimbursed through traditional insurance with a Carrum Health bundled payment.

Insurance Payer

Residential Care Settings

Select the care settings and adjust the daily rate or average days if needed

SelectCare SettingDaily RateAv Days
Cost of Treatment: $0

Primary Insurance Option

Select the insurance option and adjust the average deductible if needed.

Patient out of pocket: $0

Includes the deductible plus a 40% coinsurance share of the remaining balance.

40%
0%100%

Set an average bad debt % to have the system calculate lost revenue.

Lost Patient Revenue: $0
10%
0%50%

Set the average billing % to zero if you don't use a 3rd-party service.

Estimated Carrum Revenue Advantage

$0

Additional estimated revenue with Carrum

No patient co-pay, 100% Carrum payment, no bad debt

Carrum Health

The revenue bundle is calculated based on the daily rate and average days. Enter a different bundled price if needed.

Patient out of pocket$0
Patient Bad Debt$0
Billing Fee$0
Bundled Carrum Revenue$0

Interested in exploring Carrum Health?

Talk to Pathroot →

We will help you get connected to Carrum Health

You earned the entire bill. You collected part of it.

Every dollar in that gap is care you already delivered — beds filled, clinicians paid, hours documented. Bad debt and billing fees don't reduce your cost of treatment, only your revenue. Carrum removes both by paying a single bundled price, with no patient balance left to collect.

Ready to engage families from day one?

See how Pathroot helps treatment programs activate families, keep them aligned, and improve outcomes.

Stylized tree with white trunk and leaves, teal accents as berries/in trunk, against black backdrop.

Pathroot Health

Digital family support systems for addiction treatment organizations

Social

© 2026 Pathroot Health Inc. All rights reserved.

Ready to engage families from day one?

See how Pathroot helps treatment programs activate families, keep them aligned, and improve outcomes.

Stylized tree with white trunk and leaves, teal accents as berries/in trunk, against black backdrop.

Pathroot Health

Digital family support systems for addiction treatment organizations

Social

© 2026 Pathroot Health Inc. All rights reserved.

Ready to engage families from day one?

See how Pathroot helps treatment programs activate families, keep them aligned, and improve outcomes.

Stylized tree with white trunk and leaves, teal accents as berries/in trunk, against black backdrop.

Pathroot Health

Digital family support systems for addiction treatment organizations

Social

© 2026 Pathroot Health Inc. All rights reserved.